And what did you do about it?
Disaster recovery planning. It is not just for big corporations. Disasters hit small businesses, sole owners, consultants and artists.
Disasters are not just big storms, earthquakes or terrorist attacks.
Disasters can be (and often are):
- overheating caused the sprinkler system to go off, everything is soaked;
- the fire next door caused smoke and water damage to your business;
- an unhappy employee does bad things to your files both paper and electronic;
- vandals break in and damage and/or steal your goods and data;
- hackers get to your website and redirect it;
- a spouse or significant other and you are splitting up and someone gets vindictive.
These are just a few example of what a “disaster” might be to your business or enterprise. Often you are so very busy trying to juggle everything that needs to be juggled, and building up your business, that you have little time to consider protecting it. And the concept is a bit overwhelming.
So take a deep breath – let’s run through the basics:
1. Do you have insurance? And not just property and liability – do you have Errors and Omissions (aka Professional Liability)? Make an appointment with your insurance agent and have him/her explain in detail what you are covered for and what it would cost to cover whatever isn’t covered. Make a decision based on your own understanding of your business – and what it takes to keep it safe.
2. Identify all your critical records – these are the documents, licenses, permits, etc. that are required to run your business. They may include past income tax returns, client information, and accounting information.
- Determine which items are static (i.e. don’t change). Those items you will want to scan or if they are only in electronic form, copy to a cd or dvd and store off site in a bank safe deposit box or other safeguarded place. You should include a copy of your driver’s license and passport in the scanned items, in case you have to establish your identity as well. If you do not have a scanner, you can probably rent the use of one at Fedex/Kinko’s or purchase one at local office supplies stores.
- Files and data that change regularly, should be backed up and stored either offsite via tape/portable drive or to a cloud storage space that has been vetted as secure.
- If you deal with inventory, photos and descriptions are important (as with artists and crafts people) of your finished items, and listings of your materials are needed to establish how your insurance will be able to handle for you.
- Again, you should know clearly from your agent whether you have actual or replacement cost covered and for what items. You should know what your deductible is and save that amount aside in your business savings account to cover it.
3. Equipment – remember that your phone, cell phone, iPad, Touchpad, NetBook, etc if you have them, are all part of your business. Are they insured? Have you backed up the data from them? If you use an IT Tech or Consulting Firm – do they service all of your equipment? Can they keep an inventory for you? Do they do back ups of non-pc equipment for you? Also – if your equipment is damaged, can they retrieve the data for you? And don’t forget an inventory of your software!
4. Employees, do you have a method for contacting everyone, in case of a disaster that closes your office? Can people work from home to keep your business running? Do they know their roles if such a thing occurs?
5. What happens if you are in an accident? Who contacts your employees to let them know what should happen with the business? Who contacts your clients?
6. What should be done if you are in the office or business during a disaster? Should you turn off or unplug equipment if you have time before evacuating? What should you grab on your way out (besides making sure everyone is safe and out)?
These are just the high level items to think about for your Disaster Recovery and Business Resumption planning. If you have a team, consider brainstorming and delegating to them. If you rely on vendors and consultants – do the same with them (just watch your budget). You don’t have to do it all at once. Take it in small chunks, but do it.
It could mean the difference between bouncing back stronger than ever or closing your doors forever.
Don’t be in the dark when the lights go out.